News

Savings for life

The Money and Pensions Service (MPS) estimates that 10.7 million adults in the UK don’t save regularly, and 11.5 million have less than £100 in savings to fall back on. These figures illustrate...

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The bank of the future isn't a bank at all

In 2016 I published a blog post on the Monzo website titled: The bank of the future will be a marketplace. I say Monzo, but in fact we were still called Mondo then. Since that post, we’ve changed...

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What is 'normal' monetary policy?

“She had many opinions but taken together they did not add up to a point of view”. - V. S. Naipaul, Guerrillas, 1975. He could have been writing about the Bank of England. On 5th March 2009 the...

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The BSA Yearbook 2018/19: Facts, Figures and Opinions

The BSA Yearbook is the official handbook of the Building Societies Association, containing all the latest facts and figures from the UK's mortgage industry. The 2018/19 edition is now available...

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Challenges and opportunities facing building societies - CEOs share their views

We spoke to some of the newest building society CEOs – who all took up their role in 2017, about the challenges and opportunities ahead for their society and the industry generally. 

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The BSA Yearbook 2017/18: All Building Societies Association members and key trends

The guide to who’s who and what’s what in the world of building societies is here. The 2017/18 BSA Yearbook has just been released, featuring a full list of Building Societies Association Members and...

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Savings innovation in the age of the millennial

Today’s savings environment is characterised by low interest rates with the light at the end of the tunnel for many savers being provided by some challenger banks with better savings interest...

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Long termism in an accelerating world - and what it means for building societies

  At a recent NEDs dinner, I asked what timeframe they thought long term planning should encompass. Immediate responses were about the typical three-to-five-year business planning horizon, which...

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Key questions you need to ask about your defined benefit pension scheme

1. Do you know how much your DB scheme costs to run? It can be difficult to get information on how much your defined benefit pension scheme costs to run, but it’s important to understand how much...

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The key challenges and opportunities facing building societies in a data-driven, customer led world

Data security, digital disruptions and regulatory changes mean that building societies are working within an increasingly challenging environment. Demands from stakeholders, investors, government...

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